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Terms, Conditions, and Data Protection

Digital Mindset Hub, LLC (File No: 10541140, USA) Digital Growth Academy LTD (ID: 400468098, Georgia)

1. Introduction

1.1. This Agreement, in accordance with applicable legislation, regulates the relationship between Digital Growth Academy and its international partner Digital Mindset Hub, LLC (hereinafter “Portal”/”Provider”) and its user (hereinafter “User”) (collectively “the Parties”). 1.2. The User is entitled, based on freedom of will, to refuse the presented terms and conditions, which means refusing to use the Portal’s services. 1.2.1. User information is protected in accordance with the Law of Georgia “On Personal Data Protection”. The User must state in writing to contact@digitalmindset.academy their desire to cancel their account, after which the User’s account on the portal and all associated information will be permanently deleted within 24 hours. 1.3. Subject to the terms and conditions of this Agreement, the User places an order, and the Provider delivers the agreed products in exchange for the agreed fee.

2. Registration

2.1. By registering on the Portal and filling in the relevant fields, the User consents to the Provider receiving and processing their personal information in accordance with the law. 2.2. The User confirms that they are of legal age according to the legislation. 2.3. The User agrees, in accordance with personal data protection laws, to record personal information in the user account. 2.3.1. By completing this data and consenting to the terms of this Agreement, the User agrees that the Provider may use the provided contact means for direct marketing purposes and send promotional messages. 2.3.2. The User is obliged to provide correct personal information in the account. In case of providing incorrect information, the User bears full responsibility. 2.4. The Parties undertake to observe the principle of confidentiality and not to transfer information disclosed within the scope of this Agreement to third parties. 2.4.1. The User provides the Provider with the following information: email address and phone number. 2.5. Any order placed by the User and related information is considered confidential. 2.6. In accordance with the Law of Georgia “On Personal Data Protection,” you have the right to: request information about the processing of your data; request the correction, update, addition, blocking, deletion, or destruction of your data; withdraw your consent and request the termination of data processing; and request the termination of the use of your data for direct marketing purposes at any time. To exercise these rights, please contact us at contact@digitalmindset.academy or +995 32 211 41 10.

3. Ordering and Refund Policy

3.1. The User views programs on the website and expresses the intent to purchase. Two categories of digital products are presented:

• a) Full Courses – complex educational programs.

• b) Mini-courses / Automated digital products – low-cost products with instant access. 3.2. The User has the opportunity to purchase products through the website or social networks (correspondence is archived by the portal). 3.3. For Full Courses: The User is entitled to request a refund from the Provider. Specific terms and conditions for refunds are regulated by the individual/main agreement signed between the User and the Provider. 3.4. For Mini-courses: The User acknowledges and agrees that by purchasing this category of program, they receive immediate full access to digital content. Therefore, given the nature of the product, cancellation and refunds for mini-courses are not available. 3.5. Amounts paid by the User for training program reservations (deposits) are non-refundable.

4. Delivery

4.1. After placing an order and paying the fee, the Provider is obliged to grant the User access to the relevant products on the Portal. 4.2. Delivery times vary by product category: 4.2.1. Mini-courses: Access is granted automatically upon purchase. 4.2.2. Full Courses: Access is granted within a maximum of 1 working day from the order or according to the schedule provided in the individual agreement.

5. Payment

5.1. After expressing the intent to purchase, the User pays the product fee indicated on the website. 5.2. Payment is made using one of the methods selected by the User: 5.2.1. Online, via non-cash payment (one-time payment or installments) through the website. 5.2.1.1. Non-cash payment obligations are considered fulfilled upon the credit of funds to the Provider’s bank account. 5.2.2. Online, via bank transfer. 5.3. If the User places an order through the user account, the payment method is fixed on the website. 5.4. Jurisdiction by Payment Method: The User acknowledges and agrees that: 5.4.1. For credit card payments (processed via Stripe), the transaction is processed by and the service provider is Digital Mindset Hub, LLC (USA). 5.4.2. For bank installments or direct transfers within Georgian banks, the service provider is Digital Growth Academy LTD (Georgia).

6. User Complaints

6.1. If the delivered product differs significantly from the description on the portal, or if technical issues prevent access, the Provider must resolve the defect promptly. 6.2. The User must check technical functionality within 24 hours of receiving access. In case of defects, they must immediately notify the Provider via email (contact@digitalmindset.academy) or portal communication channels. 6.3. The Provider shall take measures to resolve defects within 3 working days of receiving a complaint. 6.4. Refund requests are considered only within the scope of Article 3.3 (Full Courses) and individual agreements. In other cases (including mini-courses), the User is not entitled to return the product.

7. Copyright and Intellectual Property

7.1. All materials on the website, including visual, audio, photo, and video content, are copyrighted by the Provider. The User is not authorized to use, distribute, or exploit these materials without prior written consent. 7.2. All intellectual property, training materials, video content, and technology are the exclusive property of Digital Mindset Hub, LLC.

8. Liability and Force Majeure

8.1. Parties are liable for non-performance or improper performance of obligations in accordance with this agreement and applicable law. 8.2. Parties are exempt from liability if the breach of obligation is caused by Force Majeure (natural disasters, strikes, war, epidemics, etc.) beyond the control of the parties.

9. Validity and Termination

9.1. The agreement enters into force upon electronic consent and remains active until obligations are fully fulfilled. 9.2. Termination is possible: by mutual agreement, in case of a gross breach of terms by either party, or as provided by law.

10. Data Processing and Use

10.1. Personal information is processed in accordance with the confidentiality policy defined in these rules. 10.2. Digital Growth Academy ensures the protection of your personal data through existing security mechanisms. 10.3. We promise to secure your data, not use it unlawfully, and provide full information regarding its processing upon request. 10.4. We act in accordance with the Law of Georgia on Personal Data Protection. Certain data may be retained as required by tax or consumer protection laws. 10.5. We collect both personal identification information and non-personal information. 10.6. Credit card data is processed by our partner banks/providers (Stripe); we do not store your card details. We use commercially reasonable security measures to protect data, though absolute security over the internet cannot be guaranteed. 10.7. The User consents to their data being processed and stored both in Georgia and the USA in compliance with international security standards.

11. Dispute Resolution

11.1. Any disputes arising from or in connection with this agreement shall be resolved through negotiation. 11.2. If negotiations fail, disputes will be settled in court according to applicable laws. 11.3. Governing Law:

• Disputes related to services provided by Digital Mindset Hub, LLC (USA) are governed by the laws of the State of Delaware (USA).

• Disputes related to services provided by Digital Growth Academy LTD (Georgia) are governed by the laws of Georgia.

12. General Provisions

12.1. The invalidity of any article does not affect the validity of the remaining articles. 12.2. Matters not defined here are settled according to the laws of Georgia. 12.3. All communications shall be conducted in writing via provided email: contact@digitalmindset.academy.